Empowering lenders to transform payment acceptance.
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We tackle the challenges lenders face by not just processing payments, but by being your advocate—ensuring your operations are efficient, secure, and compliant.
Enhance security and ensure comprehensive compliance across all jurisdictions through proactive third-party risk mitigation.
Draw on our deep domain expertise in lending compliance across federal, state, and industry-specific regulatory bodies.
Partner with us to develop tailored payment strategies that streamline your transaction flows, reduce costs, and enhance your overall payment ecosystem.
Build a robust lending operation with scalable solutions that adapt to market and regulatory changes.
Ensure uninterrupted service with sophisticated systems that not only ensure continuous operations but also enhance your business's resilience against threats.
Optimize your operations to increase efficiency and reduce costs, all while upholding the highest security standards.
Running your business is now easier with comprehensive payment strategies. Sell products, drive profit, and be ready for the future when cannabis is federally legalized.
Navigate approvals from perceived product risk, underage sales, and subscription complexities to stay compliant with regulations.
Improve the customer experience by offering preferred payment methods, reducing wait times, and increasing convenience.
Improve the customer experience by offering preferred payment methods, reducing wait times, and increasing convenience.
Minimize security risks, remain resilient even in unforeseen circumstances such as business shutdowns, and ensure your business can continue to thrive.
Leverage enhanced onboarding and repayment tools to reduce first payment defaults drastically.
Payment Waterfall Strategy
Apply a structured approach to managing debtor payments, prioritizing them to maximize recovery rates effectively.
Real-time Payroll Details
Gain access to up-to-date payroll data to enable quick, precise financial decisions.
Bank Account Verification
Quickly verify bank details to secure transactions and minimize the risk of financial fraud.
ACH Payments
Utilize non-traditional data sources to enrich risk assessments and provide a more comprehensive view of borrower creditworthiness.
Credentialed Banking Aggregation
Seamlessly integrate and manage banking data, ensuring full security and compliance.
Leverage enhanced onboarding and repayment tools to reduce first payment defaults drastically.
Payment Waterfall Strategy
Apply a structured approach to managing debtor payments, prioritizing them to maximize recovery rates effectively.
Real-time Payroll Details
Gain access to up-to-date payroll data to enable quick, precise financial decisions.
Bank Account Verification
Quickly verify bank details to secure transactions and minimize the risk of financial fraud with both credentialed and non-credentialed solutions.
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ACH Payments
Utilize non-traditional data sources to enrich risk assessments and provide a more comprehensive view of borrower creditworthiness.
Credentialed Banking Aggregation
Seamlessly integrate and manage banking data, ensuring full security and compliance.
Provide borrowers swift access to funds with versatile payout solutions.
On-Demand and Batch ACH
Provide flexible ACH payment options to accommodate your cash flow needs effectively.
Push to Card
Enable instant fund transfers directly to debit or credit cards to ensure rapid access to funds for borrowers.
Branded Prepaid Card Issuing
Enhance customer loyalty and provide convenient payment solutions with custom branded prepaid cards.
Bank-to-Bank Transfers
Facilitate secure and efficient transfers between banks, optimizing your financial operations.
Provide borrowers swift access to funds with versatile payout solutions.
On-Demand and Batch ACH
Provide flexible ACH payment options to accommodate your cash flow needs effectively.
Push to Card
Enable instant fund transfers directly to debit or credit cards to ensure rapid access to funds for borrowers.
Branded Prepaid Card Issuing
Enhance customer loyalty and provide convenient payment solutions with custom branded prepaid cards.
Bank-to-Bank Transfers
Facilitate secure and efficient transfers between banks, optimizing your financial operations.
From ACH & EFT to credit and debit card processing, payroll payments, and in-store retail networks, our comprehensive solutions meet every payment need.
ACH & eCheck
Efficiently process electronic checks and ACH payments for reliable and cost-effective transaction solutions.
Real Time Payments
Implement instant payment processing to enhance transaction speed and improve cash flow.
Payroll Pay
Streamline payroll disbursements to ensure timely and accurate payments to employees.
In-store Retail Payment Network
Integrate payment solutions across physical and digital platforms to provide a seamless payment experience
Credit & Debit Card Processing
Ensure smooth and secure processing of credit and debit card transactions.
Enhance collections performance and the experience for borrowers with services designed to boost success rates.
Bank Account Funds Verification
Confirm the availability of funds in accounts to streamline collection efforts.
Waterfall Payment Workflow
Optimize payment collection through a prioritized sequence of payment methods.
Payment Verification
Add credentialed and non-credentialed solutions to verify the authenticity and success of transactions, ensuring reliable revenue recovery.
Debit Card Validation
Authenticate debit card details to maintain security and accuracy.
Safeguard your operations with specialized tools tailored to manage chargebacks, automate returns, and handle ACH disputes.
Chargeback Management
Efficiently manage and resolve chargebacks to minimize financial losses and protect customer relationships.
Automated Return Management
Simplify the return process to enhance customer satisfaction and streamline operations.
ACH Return Management
Manage ACH returns effectively to ensure compliance and quick resolution of discrepancies.
IntegrityCHECK offers real-time bank data without requiring customer credentials, providing lenders with critical insights to improve loan decisions, reduce defaults, and comply with the Small Dollar rule.
Check real-time funds and verify account ownership to ensure accurate loan approvals.
Use real-time bank data during collections to tailor effective repayment strategies.
Confirm available funds before the first repayment to reduce the risk of early defaults.
Track daily financial activity to manage risk and make informed lending decisions.
Ensure compliance with the Small Dollar rule by verifying balances before the second payment attempt.
Access comprehensive banking data for ongoing insights and enhanced decision-making throughout the loan lifecycle.
We provide customized solutions to lenders. We understand your unique requirements and challenges and work closely with you to provide tailored solutions.
We work closely with you to create customized solutions that meet your specific requirements.
Integrity Payments doesn't just provide a single solution; we offer a comprehensive strategic approach to help you thrive.
Integrity Payments doesn't just provide a single solution; we offer a comprehensive strategic approach to help you thrive.
We develop customized, efficient payment solutions tailored to your specific business goals and operational needs.
We stay ahead of industry regulations and compliance challenges to provide the most modern and compliant solutions.