BANK VERIFICATION SOLUTIONS FOR CONSUMER LENDERS

Secure Consent, Simplified

At Integrity Payments Group, we offer financial data solutions that don’t require usernames or passwords—ensuring a smooth and secure user experience.

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Continuous Customer Insights

Our zero-login system provides clear insights into your customers' financial health. Decision-making is easier and customer service is better.

Boost conversion rates by reducing application friction
Increase recurring revenue and return borrowers
Reduce defaults by identifying pre-delinquent customers 

Real-Time Bank Account Balances

Stay compliant and reduce NSF fees with up-to-date balances. Our system helps avoid unnecessary fees.

Verify balances before pulling payments
Keep customers on auto-pay without disruptions
Lower customer acquisition costs (CAC) by avoiding NSF fees

Persistent Transaction Data

Make better decisions with the latest financial data, cutting defaults and creating new revenue streams.

Proactively monitor customer cash flow
Identify new payment dates and lender marketing opportunities
Improve recovery rates with optimized payment timelines

Compliance with CFPB Regulations

Our solutions align with the CFPB's Small Dollar Lending Rule, keeping you compliant and your customers protected. 

Reduce failed payment attempts
Prevent excessive fees for consumers
Comply with the two-strike rule
Enhance consumer protection
Improve cash flow management
Reduce administrative burdens

Why Integrity Payments?

We provide customized solutions to lenders. We understand your unique requirements and challenges and work closely with you to provide tailored solutions.

Tailored Solutions

We work closely with you to create customized solutions that meet your specific requirements.

Fully Compliant

Integrity Payments doesn't just provide a single solution; we offer a comprehensive strategic approach to help you thrive.

Comprehensive Offerings

Integrity Payments doesn't just provide a single solution; we offer a comprehensive strategic approach to help you thrive.

Payment Strategy

We develop customized, efficient payment solutions tailored to your specific business goals and operational needs.

Market
Expertise

We stay ahead of industry regulations and compliance challenges to provide the most modern and compliant solutions.

Become a Partner Today

Join us and streamline payments for your clients. We are your true full-service payments partner!

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Refer a Merchant and Earn

It's simple. Earn lifetime residuals by referring merchants to us.

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