Payment Processing Solutions For Lenders

Credit Card Processing For Lenders And Loan Servicing Companies

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About Integrity Payments Group

Small Business Payment Processing Solutions needs a strategy engaging correct vendors, correct products, solutions, and sophisticated methodology are critical. 

 

Managing Payments is much more than “opening an account”.  Treasury management and a winning payment solution strategy requires close attention and careful choices.  There are many critical aspects such as fees, reporting, support, alignment with goals and needs, technology and support of business models, most of which are not clearly accessible. Integrity Payments Group is your best choice to provide professional and targeted payment plans, solutions and strategies.    

Processing Payments in the past were a simple commodity.  One account, one way to process cards, checks, and cash. Those days are gone. Today, business models include support for recurring, subscriptions, technology integrations, continuity, campaigns and multiple sales platforms.

Additional compliance to banking and card regulations, conversion success rates, access to data, transparency and dispute resolution are some of the critical aspects to manage on a daily basis that work within a payments strategy.  Economics, efficiency, effectiveness, scalability, flexibility and responsiveness are vital considerations.   

Most processors and payment providers are focused on “closing deals”.  The average merchant sales agents often over promise to get your account.  Over promising time frames, fees, terms and conditions.  The process of setting up and managing payments can be frustrating and exhausting to business owners, entrepreneurs and treasury professionals.

Integrity Payments Group believes and lives the philosophy that Integrity is Everything!

Our foundational values drive us to be the best partner and advocates for our clients success.

Our founders have been on the cutting edge of this transition for years. that’s what led us to create a Payments Group of banking and processing professionals to lead the way and advocate for our clients and partners.

payment-processing-solutions-for-businesses

Solutions & Services

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3D Secure

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ACH Payment Processing

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NACHA Account Validation

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Surcharging/Cash discount

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Cannabis Payments & Banking

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APPLE PAY

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DONATIONS

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Level 2 and 3 Processing

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Chargeback Protection and Mitigation

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e-commerce

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Gateway Services

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B2B Payments

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SUBSCRIPTION & RECURRING BILLING

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ACCOUNT UPDATER

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Credit Card Processing

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Fraud Prevention

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Large Tickets

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Cashless ATM

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Mobile Banking

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HIGHER AUTHORIZATION RATES

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REAL TIME PAYMENTS

Lender payment solutions

Lenders need payment partners with expertise in compliance that can provide Tier 1 banking and processing partners accompanied by strategy and advocacy.

Working with lenders, we provide multiple compliant, sustainable, and redundant payment solutions. Using best-in-class processes, Integrity Payments Group works with our clients to maintain or improve payment, loan performance and maximize cost efficiency.

Debit
Lenders are restricted by the card brands to collect repayment from debit cards for debt repayment. Integrity Payments Group works with Lenders to assure compliance while maximizing payment acceptance.
ACH
We offer same day and next day ACH for both funding loans to consumers, as well as ACH for collection of loan repayments and loan funding
Instant Loan Funding
  • Instant loan funding provides lenders with a dynamic competitive advantage. When borrowers are searching for loans, they need money now. Instant Loan Funding allows lenders to use the MasterCard and Visa networks to send money to borrowers within seconds. Funds are in the borrowers “open to buy” balance, similar to a wire in less than 30 seconds with a 99.5+% connection rate.
  • Increase lead conversions
  • Create loyalty for return borrowers
  • Maximize line of credit borrowings
All cards for collections
Lenders may accept all cards for defaulted collection payments. We work with lenders to create payment compliance for collections with credit and debit cards
Multiple Acquiring Banks/ODFIs
Multiple banking relationships provide redundancy as well as diversification of risk. Having more than one bank allows lenders strong payment relationships while leveraging best in class tools and cost containment.
Recurring Billing
Lenders can tokenize and validate borrower card information at first point of card entry for PCI scope as well as use in recurring payments and account updater utilization
Tokenization
Tokenization can be utilized at point of application for both Instant Loan Fundings and all recurring loan repayments as long as that consumer card remains active. Account Updater maximizes the lifecycle of the tokenization. Benefits include PCI compliance and reduced consumer friction

Referral PARTNERS- ISOs and Agents

Integrity Payments Group is your go-to partner for High Risk, complex and enterprise merchants for the best approval opportunities. A complete and strategic merchant submission package is needed for large, complex and high risk merchants.

Integrity Payments Group has a large network of banks and processors to turn your declines into approvals.  We stay in constant touch with the ever-changing trends, card brand rules, technology, risk management tools and best banking partners.

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Turn your declines into approvals; monetize your declines.

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Focus on your core business, and let us worry about the complexity of managing the process of high risk merchant boarding and sustainability.

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High risk strategy

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Continued expertise by staying connected with ever-changing trends, card brand rules, risk management tools

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Your specialist for matching bank with client for long term, sustainable financial products and providers

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Work with us to keep HR mids alive longer, more bankable, redundancy

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22 direct bank and processing partners

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Operate with 95%+ approval ratio

High Risk Verticals

AIRLINES

CBD

cannabis

coaching & training

collection agencies

credit repair

cruise lines

dating

debt consolidation

debt collection

debt repayment

electronics

firearms

gaming / fantasy sports

Online tobacco / e-cigs

online pharmacy

Financials services

Keto

Loans/Lender services

medical / recreational marijuana

membership services

MLM-multilevel marketing

nutraceuticals

social media gaming

supplements

trading / forex / crypto

travel

tribal lending

weight loss

subscription based services

Contact Integrity Payments Group

Get In Touch

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Integrity Payments Group

433 Central Ave

4th Floor

ST. Petersburg, Florida 33701

Name(Required)
Email Address *(Required)
This field is for validation purposes and should be left unchanged.