IntegrityCHECK gives business lenders the insights needed to make smarter lending decisions and run more effective collections, by providing continuous visibility into borrower accounts.
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Bank statements and credit bureau data can become outdated fast, leaving you vulnerable as your borrowers’ financial health changes. IntegrityCHECK’s continuous, real-time data gives you full visibility, helping you stay in control in an ever-evolving financial landscape.
Without real-time account monitoring, lenders are left in the dark after underwriting, missing the opportunity to proactively manage borrower financial health.
Unexpected defaults put your loans at risk. Ongoing account monitoring with IntegrityCHECK helps you stay ahead, reducing the chance of costly surprises.
Treating all borrowers the same wastes valuable resources. IntegrityCHECK helps you focus on accounts that matter, reducing missed payments and improving recovery rates.
Lack of real-time data forces lenders into expensive, time-consuming legal processes. IntegrityCHECK provides continuous visibility, helping you recover funds efficiently without litigation.
Running your business is now easier with comprehensive payment strategies. Sell products, drive profit, and be ready for the future when cannabis is federally legalized.
Navigate approvals from perceived product risk, underage sales, and subscription complexities to stay compliant with regulations.
Improve the customer experience by offering preferred payment methods, reducing wait times, and increasing convenience.
Improve the customer experience by offering preferred payment methods, reducing wait times, and increasing convenience.
Minimize security risks, remain resilient even in unforeseen circumstances such as business shutdowns, and ensure your business can continue to thrive.
Leverage enhanced onboarding and repayment tools to reduce first payment defaults drastically.
Payment Waterfall Strategy
Apply a structured approach to managing debtor payments, prioritizing them to maximize recovery rates effectively.
Real-time Payroll Details
Gain access to up-to-date payroll data to enable quick, precise financial decisions.
Bank Account Verification
Quickly verify bank details to secure transactions and minimize the risk of financial fraud.
ACH Payments
Utilize non-traditional data sources to enrich risk assessments and provide a more comprehensive view of borrower creditworthiness.
Credentialed Banking Aggregation
Seamlessly integrate and manage banking data, ensuring full security and compliance.
Borrowers Consent
Your customers grant IntegrityCHECK permission to access their financial data through your loan documents, ACH agreement, or similar documents.
Account Validated
You share customer data to authenticate account ownership & activity such as: EIN, DOB, Address, AN/RN.
Drive Growth and Cut Costs
Continuously monitor accounts to avoid failed payments, optimize collections, and increase your bottom line.
Underwriting
Upgrade from outdated PDFs to real-time data and make confident, data-driven lending decisions.
Pre-Funding Check
Avoid funding overdrawn accounts by ensuring borrowers have sufficient balances before releasing funds.
Monitoring
Prevent default surprises by tracking account balances weekly, allowing you to identify downward trends early.
Collections
Manual prioritization wastes time and resources—use real-time balance data to target the right accounts and recover funds more efficiently.
Provide borrowers swift access to funds with versatile payout solutions.
On-Demand and Batch ACH
Provide flexible ACH payment options to accommodate your cash flow needs effectively.
Push to Card
Enable instant fund transfers directly to debit or credit cards to ensure rapid access to funds for borrowers.
Branded Prepaid Card Issuing
Enhance customer loyalty and provide convenient payment solutions with custom branded prepaid cards.
Bank-to-Bank Transfers
Facilitate secure and efficient transfers between banks, optimizing your financial operations.
SMB Lenders
Gain visibility, knowledge, and confidence with frictionless SMB banking data.
MCA Lenders
Ensure your revenue-based payments are supported by real-time account insights for better reliability
Equipment Lenders
Lend with confidence and proactively monitor customer accounts for the first-time post-funding.